User account and wallet
Customer signup, wallet balance, profile, KYC-ready flow, deposit request, send money, receive money and transaction history.
Hosted wallet and merchant payment platform
PAYSYS Payment System
PAYSYS is a hosted payment system for businesses that want to offer user wallet accounts, send money, receive money, merchant accounts, payment collection, fees, settlements and transaction monitoring from one secure platform.
User wallet and transaction ledger
Merchant account and checkout flow
Fees, settlement and admin control
Hosted service with support email
PAYSYS Features
A payment platform foundation for wallet users, merchants and fintech operations.
PAYSYS can be positioned for digital wallet businesses, merchant payment platforms, internal payment networks, mobile money-style operations and custom fintech use cases.
Send and receive money
Wallet-to-wallet transfer workflows with reference, fee logic, transaction status, notifications and admin monitoring.
Merchant account tools
Merchant profile, payment collection, checkout intent, payment links, settlement requests and merchant transaction reporting.
Admin finance control
View users, merchants, balances, transfers, fees, pending approvals, risk events, settlement requests and overall payment activity.
Fee and settlement engine
Configure service fees, merchant fees, withdrawal charges, internal settlement status and business revenue tracking.
API and integration ready
Architecture for payment API, webhooks, merchant checkout integration, external gateway connection and custom business workflows.
Compliance workflow
KYC review, document status, account controls, audit trail concept and admin action visibility for safer payment operations.
Reports and statements
User statements, merchant statements, transaction export, settlement reports, fee reports and business performance summaries.
Hosted software service
OPOGEN can host and support the PAYSYS environment so your business can focus on onboarding users and merchants.
Best for payment startups, merchant networks and wallet-based services.
PAYSYS gives you a strong software base for account creation, wallet movement, merchant payments and back-office control. Scope can be adjusted based on your country, compliance needs and payment gateway requirements.
Use Cases
01
Wallet payment businessUsers create accounts, load balance, send money and receive money.
02
Merchant payment networkMerchants accept payments, view transactions and request settlement.
03
Custom fintech platformAdapt payment workflows, fees, ledgers and reports for your business model.